Pacific Life Insurance Company |
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One Seamless Process. Three Possible Pathways.With our streamlined underwriting, your clients' applications are intelligently routed for the least invasive underwriting method possible. For example, if your clients are first considered for accelerated underwriting and they do not qualify, they're automatically considered for modified underwriting where a physical with full lab work within the past 12 months is required. If your clients don't qualify for modified underwriting, they're automatically pivoted to traditional underwriting. Apply how you like or for our best experience, apply for accelerated underwriting using drop ticket with on line health history. |
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| ¹The issuance of the policy may depend upon answers to the health questions contained in the application. ²Paper applications require phone health history. |
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The Power of PacificAt Pacific Life, putting customers first has allowed us to serve families and businesses successfully for over 150 years. As part of a mutual holding company structure, we have no publicly-traded stock, so we can focus on long-term strategies, financial strength, and the best interest of our policyowners.You and your clients, our policyowners, are at the heart of the business decisions we make. |