PL Promise - Products

PL Promise Products

Life insurance is essentially a promise: to provide financial protection through a death benefit. Backed by the financial strength of Pacific Life, PL Promise products can help keep that promise while also offering more.

Product Spotlight
PL Promise TERM LIFE INSURANCE

Which Product Could Be Right for Your Clients?

PL Promise | TERM

Competitively priced with 10-, 15-, 20-, or 30-year level premium periods
Fast, convenient process and award‑winning customer service
Attractive conversion option

Download Client Guide

PL Promise | CONVERSION UL

Strong conversion product with early-conversion incentives, return of premium, and guaranteed acceptance
Flexibility to convert all or just a portion of your client’s PL Promise Term coverage
Terminal illness benefit at no additional charge

Download Client Guide

PL Promise | GUL

An affordable guaranteed death benefit protection with predictable premiums
Flexibility of a return of premium feature at no additional cost
A potentially more affordable alternative to whole life insurance

Download Client Guide

Keeping Promises

See how we make it easier to get the coverage your clients need:

PL Promise Products At-A-Glance Flyer

Conversation Starters

Check out these client-friendly materials:

We're Here to Help!

Reach out to your Broker General Agency (BGA) or contact us directly:

PL Promise Sales Desk
(888) 900-9777
LynInternalSales@PacificLife.com

For contracted BGAs and producers, access Producer Bay (login required).

The Power of Pacific

At Pacific Life, putting customers first has allowed us to serve families and businesses successfully for over 150 years. As part of a mutual holding company structure, we have no publicly-traded stock, so we can focus on long-term strategies, financial strength, and the best interest of our policyowners.

You and your clients, our policyowners, are at the heart of the business decisions we make.

PL Promise Products: PL PROMISE TERM Level Premium Term Life Insurance. Policy Form #P16LYT or ICC16 P16LYT and S16LYT10, S16LYT15, S16LYT20, S16LYT25, or S16LYT30, based on level premium period chosen and state of policy issue. PL PROMISE GUL No- Lapse Guarantee Universal Life Insurance. Policy Form #P18PRUL and S18PRUL or ICC18 P18PRUL and ICC18 S18PRUL, based on state of policy issue. PL PROMISE CONVERSION UL Universal Life Insurance with No-Lapse Guarantee available upon conversion from PL Promise Term Life Insurance. Policy Form #P17LYCUL or ICC17 P17LYCUL, based on state of policy issue. There are circumstances in which replacing your client’s existing life insurance or annuity can benefit your client. You should make a careful comparison of the costs and benefits, including any applicable surrender charges, of your client’s existing policy and the proposed policy to analyze how a replacement may affect your client’s plan of insurance. You should provide this information to your client and discuss whether replacement is in your client’s best interest.

Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.

Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state.

Life insurance is subject to underwriting and approval of the application and may incur monthly policy charges.

Pacific Life Insurance Company is located in Omaha, Nebraska.

©Copyright 2024, Pacific Life

22-169

MS-51762-00 8/22